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Terms of service

The rules for using BenefitIntel. The short version comes first, and the full terms are below.

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The short version

  • BenefitIntel is free. It is run by iCoach Solutions, a private company, and is not a government agency.
  • Your results are estimates. Each program decides who qualifies, and we cannot promise you will be approved.
  • Program rules change. Check the details with the official program before you rely on them.
  • Use the site honestly and lawfully, and don't try to break or copy it.
  • As far as the law allows, we are not responsible for losses from using the site.
  • Washington State law applies, and disputes go to the courts in Pierce County, Washington.

This summary is here to help you read the terms. The full terms below are the ones that apply.

On this page
  1. 1Accepting these terms
  2. 2What BenefitIntel is
  3. 3Not a government agency
  4. 4Results are estimates
  5. 5Your responsibilities
  6. 6Our content and trademark
  7. 7Privacy
  8. 8Links to other websites
  9. 9Disclaimer of warranties
  10. 10Limitation of liability
  11. 11Indemnification
  12. 12Changes to these terms
  13. 13Governing law
  14. 14Contact us

1. Accepting these terms

By using BenefitIntel (the "Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

2. What BenefitIntel is

BenefitIntel is a free service operated by iCoach Solutions ("we", "us", "our"), a licensed insurance agency based in Washington State. The Service provides:

  • a benefits check, based on the information you enter
  • information about federal, state and local assistance programs
  • guidance on how to apply for benefits
  • document checklists and application tips

3. Not a government agency

BenefitIntel is not a government agency and is not connected to any benefit program. We are a private company that provides information. Our results are estimates based on each program's published eligibility rules. Only the official programs can decide whether you qualify.

4. Results are estimates

We work to keep the Service accurate, but we cannot guarantee:

  • that you will qualify for any program
  • the amount of any benefit you may receive
  • that the information about program rules is correct or current, because the rules change often
  • that any application you submit will be approved

Final eligibility is decided by each program. Always check the details directly with the program or government agency before you rely on them.

5. Your responsibilities

When you use the Service, you agree to:

  • give accurate and truthful information
  • use the Service only for lawful purposes
  • not interfere with or disrupt the Service
  • not use automated systems to access the Service excessively

6. Our content and trademark

BenefitIntel™ is a trademark of iCoach Solutions. The BenefitIntel name, logo and the content of the Service belong to iCoach Solutions. Without our written permission, you may not:

  • copy, change or distribute our content
  • use our trademarks
  • create works based on the Service
  • reverse engineer any part of the Service

7. Privacy

Our privacy policy explains what information we collect and how we use it. By using the Service, you agree to the collection and use of information as described there.

The Service links to official program websites and other services that we do not run. We are not responsible for their content, and their own terms and privacy policies apply.

9. Disclaimer of warranties

The Service is provided "as is", without warranties of any kind, express or implied. We disclaim all warranties, including merchantability, fitness for a particular purpose and non-infringement.

10. Limitation of liability

To the maximum extent permitted by law, iCoach Solutions shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the Service. Our total liability shall not exceed $100.

11. Indemnification

You agree to indemnify and hold harmless iCoach Solutions from any claims, damages or expenses arising from your use of the Service or your violation of these Terms.

12. Changes to these terms

We may update these Terms at any time. We will post the new version on this page with a new date at the top. If you keep using the Service after a change, you accept the new Terms.

13. Governing law

These Terms are governed by the laws of the State of Washington. Any dispute will be resolved in the courts of Pierce County, Washington.

14. Contact us

Questions about these terms: